In the field of financial technology, the game in the first half has been unfolding for a long time. In this process, there are the breaking and standing text message service of financial technology, the encirclement of the city, and the birth of the moat of the leading cloud players. "The best way to predict the future is to create it." The fintech dispute is nearly halfway through. The midfield means that each family has become a clear-cut trend, and a high wall has been erected in the staking.
The industry closest to money is making its own transition in an imperceptible fashion. Among them, cloud computing is its footnote. On August 2, the market research organization IDC announced the market share data of Chinese public cloud manufacturers text message service in the first quarter of 2019. Among them, the top three cloud computing manufacturers in the domestic Internet are still several fixed players: Alibaba Cloud, Tencent Cloud, Kingsoft Cloud . And if you restore this footnote to financial technology, you will find an interesting phenomenon. That is, the financial technology market is forming a new rule model: "Technology + Financial Scenario Solutions". There are examples. In the past,
Alibaba Cloud and Ant Financial made a joint bet, Tencent Cloud and Tenpay worked together, and Jinshan Yunjia Xiaomi Finance came first. It can be understood that technology and scenarios have become a highlight of the early competition in the field of financial technology. Under the blessing of this core competitiveness, cloud computing players have gradually begun to play more and more diversified roles. Today, the general trend of the industry is unstoppable, and it is difficult for people to describe the development of an industry with sporadic fragments, but it is certain that if someone dies, someone will be born again. Wang Xing once said, "The best way to predict the future is to create the future." The future of financial technology has already taken shape. 1. The "break" and "establishment" of financial technology In 1963, the American meteorologist Edward Lorenz once stated in the paper: